Profit for people, not shareholders β over Β£30m a year returned to our members
We're the not-for-profit behind The People's Pension, the UK's largest commercial master trust. For 80 years we've put customers before profit, looking after the workplace savings of more than one in five UK workers.
No shareholders, ever
We have no shareholders, so profits go back to members β over Β£30m a year through the savings reward and management charge rebate.
Scale you can trust
Β£40bn+ under management, 100,000+ employer accounts and one in five UK workers saving with us. Steady since 1942.
Plain English, simple charges
Simple charges, jargon-free communications and inclusive formats. We explain pensions like a conversation, not a contract.
Less admin, less risk
Quick scheme set-up, payroll integration and online tools that cut pension admin time and keep your statutory duties covered.
From corner shops to national names
Northbridge Care Group Β· Halliwell Construction Β· Brightside Retail Group Β· Meridian Logistics UK Β· Castleford Community Health Β· Wren & Marlow Accountants
UK's largest commercial master trust
One workplace pension for every size of employer, with a responsible default fund and more than Β£40bn looked after for members.
Compliance without the headache
We assess your workforce, handle re-enrolment every three years and keep your records ready for The Pensions Regulator.
Built for busy payroll teams
Connect your payroll, upload data in a few clicks and manage the whole scheme online. Less admin, fewer errors.
Your pension in your pocket
Check your pot, switch investments and plan a retirement date from your phone, with calculators written in plain English.
Assets under management
Members' savings we look after on behalf of more than one in five UK workplace pension savers.
Members saving with us
People building a retirement pot with The People's Pension, from first jobs through to final pay packets.
Employer accounts
Businesses of every size and sector trust us with their workplace pension and their auto-enrolment duties.
Returned to members
Handed back through our savings reward and management charge rebate, because we have no shareholders to pay.
HR Director, Northbridge Care Group
βAuto-enrolment used to eat a day a month. Now payroll talks to the pension automatically and I barely think about it.β
Payroll Manager, Halliwell Construction
βSetting up 240 people took an afternoon. The online tools are plain English, and support actually answers the phone.β
Member, Brightside Retail Group
βI finally understand my pension. The app shows what I've saved and what it could be worth, with no jargon.β
Research, policy views and press releases from the not-for-profit team behind The People's Pension
Most pension providers have two sets of people to answer to: the savers whose money they look after, and shareholders.
Policy & Research · Helen Marsden · 12 March 2026
The gender pensions gap is one of the most stubborn facts in UK retirement saving. Women arrive with markedly less.
Fairer Pensions · Priya Raichand · 2 April 2026
Ask the pensions industry about the gender pensions gap and they quote a figure. Ask about ethnicity and get silence.
Fairer Pensions · Naomi Adeyemi · 28 April 2026
Book a 15-minute walkthrough of our employer tools
Fifteen minutes with our team is usually enough to show how quickly you can set up a scheme, connect your payroll and hand the admin to us.